Better investing through shared learning.
Join the Philadelphia Area Model Investment Club for practical stock analysis, educational seminars, and real-world use of the BetterInvesting Stock Selection Guide.
Attend a MeetingExplore EducationStock StudiesNew to BetterInvesting?
Curious about investment clubs or learning to evaluate stocks? Start here.
What is BetterInvesting?
Explore long-term investing education and the Stock Selection Guide.
Learn moreWhat Happens at PAMIC? Getting Started
Visitors can attend educational talks, observe stock reviews and club discussions, and learn how members use the BetterInvesting Stock Selection Guide to research companies.
Interested in participating? Explore our orientation, membership expectations and frequently asked questions—all here on the PAMIC website.
See a recent meeting · Read the PAMIC orientation and FAQsJoin PAMIC: Orientation for Guests and Prospective Members
PAMIC's primary mission is education: learn the BetterInvesting method, practice researching individual companies, and participate in a club that manages a pooled stock portfolio.
Based on “PAMIC — Orientation for Guests and New Members,” dated July 12, 2026. Club rules, dues and membership prices should be reconfirmed with club officers before joining.
1 · Visit three meetings
The orientation asks prospective members to attend three monthly meetings, observe club procedures, and ask questions.
Meetings are generally virtual on the second Saturday, 9:30 AM–noon Eastern. Joining details vary by meeting.
Find meeting details2 · Explore BetterInvesting
The orientation recommends trying BetterInvesting's educational resources and Stock Selection Guide (SSG) tools. It mentions a 90-day trial and paid individual membership; verify current offers and pricing directly.
BetterInvesting membership options3 · Apply to PAMIC
Interested visitors can express interest, complete a club application, and be considered for a membership vote. Membership entails active participation and a financial contribution to the club's pooled investments.
Ask about joiningWhat active membership involves
- Attend monthly meetings, help research stocks, and participate in club decisions.
- Maintain a BetterInvesting account for SSG-based research.
- Contribute monthly to the pooled investment portfolio. The July 2026 orientation lists a $10–$100 range; confirm current dues and partnership terms.
- Access club accounting, portfolio positions and tax documents through myiCLUB after joining.
- Learn alongside both experienced and newer investors, with opportunities for mentorship and education.
How PAMIC studies investments
The club emphasizes long-term individual-stock investing and fundamental analysis: sales growth, earnings, P/E valuation, company quality and diversification. The orientation describes a five-year-plus horizon and uses the SSG as its primary study framework. Its numerical screening guidelines are educational heuristics, not promised investment returns.
Getting started with the SSG
Learn to evaluate sales, EPS, valuation and potential upside/downside.
Education presentationsSee real stock studies
Explore dated ELMD and DECK SSGs and their preliminary First Cut reports.
Stock Studies LibraryResources and forms
Orientation and educational materials prepared for prospective members:
- PAMIC Orientation for Guests and Potential Members (July 2026)
- SSG Guidelines for Beginners (2-page reference)
- Quality Worksheet (blank)
- Valuation Worksheet (blank)
- Estimate Future P/Es Worksheet (blank)
- First Cut Stock Study Report (blank template)
- Stock Research Form (blank, 4 pages)
Downloads coming soon: these files have been supplied for the website, but public download links are not yet configured.
Still to add: completed FAST example, club operating procedures, membership application and partnership agreement.
BetterInvesting resourcesFrequently asked questions
Can I visit before deciding to join?
Yes. PAMIC welcomes prospective members to observe monthly meetings, hear educational presentations and stock studies, and ask questions. The July 2026 orientation asks prospective members to attend three monthly meetings before applying.
Meetings are generally held virtually on the second Saturday, 9:30 AM–noon Eastern. Check the current announcement for the meeting link.
Is PAMIC primarily an educational club or an investment club?
Both, with education as its primary mission. PAMIC teaches the BetterInvesting methodology for researching individual stocks, including company growth, earnings, valuation and diversification. It is also an investment partnership: members contribute to a pooled portfolio and participate in investment decisions.
Do I need previous investing experience?
PAMIC's orientation describes a mix of novice and experienced investors, with an emphasis on education and mentorship. It does not specify a formal prior-experience requirement. Members are expected to learn and participate in stock research, discussions and decisions using BetterInvesting's Stock Selection Guide (SSG).
Are there dues or membership limits?
The July 2026 orientation lists monthly contributions of $10–$100 to the club's pooled investment account and an active BetterInvesting membership. Applicants attend three meetings, submit an application and are voted on by members. It also describes a two-year membership guideline, with service as a club officer required for longer participation. Members may withdraw subject to club terms.
Confirm current contribution amounts, membership conditions and withdrawal terms with club officers and the governing documents before joining.
This overview is informational, not an offer to join a partnership or investment advice. Official club documents and current officer guidance control.
Meetings & Events
Meeting archive and links to official chapter events.
November PAMIC Monthly Meeting
Saturday, 9:30 AM–Noon Eastern
Education: Operating Leverage — Mani Kavuru
Stock reviews: Deckers Outdoor (DECK) — Adele Willenbecher; Electromed (ELMD) — Mani Kavuru
For upcoming meetings, see the official chapter calendar.
Education Library
Operating Leverage: One Piece of the Puzzle
Mani Kavuru
Why profits can rise or fall faster than sales, using Texas Instruments and Electromed examples and SSG applications.
View presentationIs This Stock Expensive? Four Valuation Lenses
Mani Kavuru
Trailing and forward P/E, price to operating cash flow and price to free cash flow.
View presentationStock Studies Library
Dated BetterInvesting Stock Selection Guides and provisional First Cut reports.
DECK · Deckers Outdoor
Adele Willenbecher
HOKA and UGG growth, international expansion, profitability and valuation.
SSG PDF · First Cut draftELMD · Electromed
Mani Kavuru
SmartVest airway clearance, growth drivers, margins, reimbursement and valuation.
SSG PDF · First Cut draftFor education only; not investment advice. First Cut reports are provisional. Historical figures are not current quotes.
About PAMIC
PAMIC is a BetterInvesting model investment club serving the Philadelphia area.
Club officers (from November 2026 flyer)
Doug Gungor — President
Jerome & Mandel Smith — Treasurer
Staci Warren — Assistant Treasurer
Mani Kavuru — Secretary
Contact
For inquiries and attendance information, use the official chapter contacts and events pages.
Contact the Chapter